The curtain has fallen on Q2 2025 — but is this the end of the show, or just intermission?

Join Westmount Wealth Management’s CIO Matthew Evans and CEO Lorenzo Pederzani as they unpack the quarter’s most impactful market storylines, examine where we stand in the global economic cycle, and reveal how we’re positioning portfolios for what comes next.

In Part 2 of our Death and Taxes series, financial planner Mehul Gandhi shifts from host to guest as wealth advisor Joe Basque leads the conversation. Together, they unpack the “tax bomb” that often awaits successful business owners and their families—and why traditional estate planning falls short.

Conventional wisdom makes for great dinner conversation. Less so for your portfolio. In our latest piece, we take a closer look at three of the most enduring investment myths. What we find is a sharp divide between what feels right and what the data shows. From the misleading link between GDP and market returns to the surprising truth about past performance, this article is a reminder that good investing means challenging easy answers.

A real estate freeze doesn’t guarantee a smooth wealth transfer, especially when $12M in taxes loom and liquidity is nowhere in sight.

By modeling post-mortem strategies and adding a $2.65M whole life policy, we created the cash needed to unlock tools like the 164(6) carryback and pipeline planning.

The outcome: taxes funded, real estate preserved, legacy protected.

In Part 1 of this two-part series, Mehul Gandhi speaks with corporate and tax lawyer Jonathan Wright from Ritchie, Kwo, & Wright LLP, exploring the complex implications of dying while holding private company shares in Canada. They discuss critical issues such as triple taxation risks and explain advanced planning strategies including estate freezes, pipeline planning, and loss carrybacks.

When a high-net-worth family encountered a complex estate tax issue, collaboration became the key to unlocking a powerful solution. Partnering with their tax accountant, our team crafted a creative approach that resolved pressing liquidity concerns and meaningfully reduced the family’s overall tax burden. This case highlights the impact of coordinated advisory efforts in delivering an exceptional outcome.

In this episode, we sit down with Mohammed Al-khooly, tax expert, Twitter sensation, and co-founder of Copilot Tax, to dive into the world of income splitting. We unpack how TOSI works, who it applies to, and the common pitfalls that business owners face.

Are you thinking about setting up a holding company? Before you do, tune in to this episode of Mind Your Money! Host Mehul Gandhi sits down with CPA and founder of Simplify Accounting, Shawn Gander, to break down everything business owners need to know about holding companies—what they are when you actually need one, and why too many entrepreneurs set them up for the wrong reasons.

Canada's national pension plan, the CPP, is a cornerstone for retirees in Canada. Gaining a deeper understanding of the pension scheme and its recent enhancements is crucial to your retirement. Mehul interviews Aravind Sithamparapillai and Jason Yee for a deep-dive into CPP and the recent enhancements. We hope you enjoy the episode

So much of retirement planning is based on retirement income. Something that many advisors do not talk about with their clients is what retirement life is going to look like. Mehul interviews retirement expert, Susan Latremoille, on the non-financial side of retirement and the work she does to make sure individuals spend their retirement feeling enriched and fulfilled. We hope you enjoy the episode! 

The Alternative Minimum Tax (AMT) has gone through some changes in the last two years. Mehul interviews tax accountant, Yvonne Chu of Journey Tax Solutions to find out how the changes to AMT affect Canadians.
In this episode, we cover what AMT is, why it was originally introduced, and how it has changed from a calculation that rarely applied to one that must be seriously considered by tax payers.

As Canada's Baby Boomer generation approaches retirement, a critical issue emerges: how to ensure the smooth ownership transition in privately-held enterprises. Enter Employee Ownership Trusts (“EOTs”), a sophisticated structure gaining traction in Europe, is now beginning to carve out a foothold in Canada.

Women globally earn just 84 cents for every dollar a man makes, a disparity that severely impacts financial well-being, particularly in retirement. In Canada, ranked 52nd for wage equality, women in British Columbia face an even wider 17% pay gap. These inequalities accumulate over time, resulting in women retiring with approximately 80% of what men do, all while living longer.

Individual Pension Plans (IPP) have been described as corporate RRSPs or 'Super-Charged' RRSPs. They are essentially defined benefit plans for private corporations and incorporated professionals. IPPs are not very popular, but recent tax changes are giving these retirement savings vehicles more attention. Mehul interviews Navaz Cassam, President of the Alberta-based actuarial firm, GBL Inc. on all things IPPs

In this episode of our Podcast, Westmount Wealth’s Mehul Gandhi is joined by Keaton Bessey, Managing Broker at Greater Vancouver Tenant & Property Management. They discuss the reality of investing in Canadian real estate today.

Westmount Wealth's Portfolio Manager Lorenzo Pederzani interviews KKR’s Derek Craig, a Director at KKR and discusses the growing appeal of infrastructure as an investment.

In British Columbia's 'no-fault' car insurance regime, individuals not at fault in an accident are limited to pre-determined levels of wage loss replacement and medical expense repayment, potentially leading to financial ruin. Mehul interviews Personal Injury and Estate litigation lawyer, Elisabeth Sadowski from Hammerco Lawyers to learn about how no-fault insurance works and what British Columbians can do to prevent financial setbacks if they are in a motor vehicle accident. We hope you enjoy the episode!

The only constant in life is change. The percentage of a capital gain that is included as income in the year the gain is realized is currently 50%. As of June 25, 2024, that inclusion rate will increase to 66.67%. Mehul interviews tax lawyer and partner, Rebecca Cynader from Scion Law about the changes to the capital gains inclusions rate, who it affects, what Canadian individuals, companies, and trusts need to be aware of.

Large donations have increased over the years in Canada. Mehul interviews Ian Currie, Regional Development Manager for of Western Canada for Canada Gives, a registered charity that centralizes the process of giving through donor advised funds (DAF). Mehul and Ian discuss the details and benefits of DAFs and how they can simplify the donation process for wealthy Canadian donors.

What is a Testamentary Spousal Trust?

A testamentary spousal trust is a legal arrangement established through a will to benefit the settlor’s surviving spouse. It provides an alternative to the outright distribution of estate assets, offering certain tax benefits and flexibility for managing complex family dynamics.