Many factors contributed to the great inflationary spike of 2021-22. In response, central banks in Canada and the US implemented some of history's fastest interest rate hikes. Their goal was to slow the economy in hopes of moderating inflation. The result was that virtually all asset classes, from stocks to bonds to real estate, were negatively impacted.

The BC Property Tax Deferment program is a lower-interest loan program offered by the province of BC for those in need. The province will pay your municipal property tax bill and charge you competitive interest rates for the money loaned to you.

Life insurance is just one of the various ways Canadians can donate to charitable organizations and receive a donation tax credit. This is accomplished by the donor making the desired charity the owner of the donor’s new or existing life insurance policy.

Westmount Wealth's Portfolio Managers Matthew Evans & Lorenzo Pederzani interview Alignvest Student Housing REIT's Managing Partner Sanjil Shah to discuss student housing as an investable asset class in Canada. This is an investment held in the Westmount Real Asset Fund.

The TFSA can be an very powerful tool for wealth generation. Investment income earned inside your TFSA (interest, dividends, and capital gains) do not create an income tax liability.  Gains are truly tax-free.

Mehul speaks with Sheila Burns, a director at CLHIA, about their new Critical Illness Insurance Consumer Guide. Critical Illness insurance is one of the most misunderstood types of insurance in Canada. It is also one of the least talked about by consumers and insurance advisors alike. The Canadian Life and Health Insurance Association (CLHIA), a consumer based association recently released a consumer guide on critical illness insurance to help Canadian consumers. Sheila starts with explaining about the decision to create the guide and then we get into a detailed discussion on critical illness insurance.

If you were successful in generating wealth during your working years, your advisor or financial planner may inform you that you have more money than you will ever spend. Instead of worrying about “do I have enough,” your concern shifts to “how do I protect what I have saved?”

More Money, Same Problems: Risks facing retirees are universal regardless of wealth.

Several times a year, I receive questions from clients about adding an adult child as a joint owner of their assets.  This could be bank accounts, investment accounts, or even as a joint owner of their home. 

Is scrapping DSCs from segregated funds the right path forward?

The TFSA can be a very powerful tool for wealth generation. Investment income earned inside your TFSA (interest, dividends, and capital gains) do not create an income tax liability. Gains are truly tax-free.

Westmount Wealth’s Lorenzo Pederzani sits down with Greg Valliere, Chief U.S. Policy Strategist of AGF Investments, to provide a brief overview of the current market conditions.

Among those paying attention to the Investment Funds Institute of Canada’s monthly fund statistics report, the most recent sets of statistics from the months of April and May are likely to raise eyebrows.

Dennis Mitchell's Starlight Private Global Infrastructure Pool

Having a good financial plan in the event of a critical illness is crucial.

No one wants to run out of money during retirement. That is why the most common question I get asked is, “do I have enough?”

Lorenzo Pederzani explains why communication is vital and how he's grown his book during the pandemic.

Lorenzo Pederzani is no stranger to changing direction as new situations demand.

In an era marked by technological advances, are consumer staples still the reliable investment they once were?

Don’t ignore expenses you know are coming (new roof, new car).