Wealth can feel uncertain even after success. The shift from earning to relying on a portfolio can change everything. The real question is not “is this enough?” but whether assets, spending, and risk are aligned. Confidence comes not from a number, but from a plan designed to endure.

No one wants to run out of money during retirement. That is why the most common question I get asked is, “do I have enough?”

Don’t ignore expenses you know are coming (new roof, new car).