The Space Between Liquidity and Decision

A liquidity event is often framed as a finish line.

For many of our clients, it feels more like a pause.

Not because something went wrong, but because decisions suddenly carry more weight than they used to.

Most of our clients are accustomed to making consequential decisions. They’ve been doing it for years. What changes isn’t capability — it’s context.

After a liquidity event, decisions tend to feel less reversible. Timing feels more sensitive. And advice often arrives faster than clarity.

That combination can create a quiet pressure to act, even when acting isn’t actually required yet.

This reaction is normal.

In early conversations, we often hear some version of:

“I just don’t want to make a mistake.”

Not a dramatic one. Not reckless behavior. Just a decision made too quickly — or without seeing the full picture.

That isn’t fear. It’s awareness.

And awareness is usually a signal to slow the pace, not speed it up.

Not everything needs to be decided immediately after a liquidity event. In fact, many of the strongest outcomes we’ve seen begin with creating a little space — enough to understand what is genuinely time-sensitive and what can safely wait.

Clarity doesn’t come from speed. It comes from sequence.

When we talk about “lowering the temperature,” we don’t mean avoiding decisions. We mean reducing unnecessary pressure, making the next step clear and simple, and ensuring nothing important is being rushed.

Early on, our role is to help clients understand what matters now — and what can wait without consequence.

When the noise lowers, judgment improves.

You don’t need to have everything figured out immediately. This moment isn’t about optimization yet. It’s about clarity.

That’s where good decisions begin.

Damir Alnsour MBA, CFA, CFP®, FCSI®

Head of Portfolio Management, Portfolio Manager, Financial Planner
Westmount Wealth Management Inc.

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Small Steps Create Big Shifts